Can I still get a car loan if I have a poor credit score?
Yes you can. Our dealership works closely with a number of different lenders that provide financing on new and used vehicles for customers with a wide set of credit scores. Whether you have bad credit or are just now building your credit, our finance department can help you work with you to find an option for a new or used vehicle that meets your budget. Give us a call for more information about auto financing and approvals or complete our online credit application here on our website.
What is Guaranteed Credit Approval?
A credit score isn’t the only way to get a new vehicle. We want to ensure you are able to check out a collection of options to find a new vehicle no matter your credit score or credit history. Guaranteed credit approval takes a look at your current financial situation to figure out what type of vehicle or loan is realistic for you and isn't inhibited by your credit score for an approval.
I had a repossession or bankruptcy in the past, am I still able to get a new vehicle?
Having a bankruptcy or losing your vehicle to a repossession in the past will not disqualify you from getting a new vehicle now. Our dealership works closely with a variety of different auto financing sources that will present you with different options for financing on a new car. No matter your situation we will do all that we can to get you a new vehicle at a price that is affordable.
I am upside down on my current vehicle, can I still trade it in?
If you currently owe more than your vehicle is worth, that does not mean you have to wait till it's paid off to trade it in for a newer vehicle. Our friendly team can look at your current vehicle with you and present options to work with your current loan to get you a new vehicle.
Garlyn Shelton CadillacYour Trusted TEMPLE Cadillac Dealer
Explore Our Featured Inventory
Loaner 2023 Cadillac XT4 FWD 4dr Premium Luxury
- Garlyn Shelton $37,965
- Total Savings Up To $7,750
- Exterior
- Galactic Gray Metallic
- Engine
- 2.0L Turbo 4-cylinder engine
New 2024 Cadillac LYRIQ 4dr Luxury w/1SE
- Garlyn Shelton $62,091
- Total Savings Up To $7,500
- Exterior
- Argent Silver Metallic
- Engine
- Electric drive unit
New 2024 Cadillac LYRIQ 4dr Sport w/1SJ
- Garlyn Shelton $64,296
- Total Savings Up To $7,500
- Exterior
- Crystal White Tricoat
- Engine
- Electric drive unit
New 2024 Cadillac LYRIQ 4dr Luxury w/1SD
- Garlyn Shelton $63,616
- Total Savings Up To $7,500
- Exterior
- Stellar Black Metallic
- Engine
- Electric drive unit
New 2024 Cadillac LYRIQ 4dr Sport w/1SJ
- Garlyn Shelton $63,696
- Total Savings Up To $7,500
- Exterior
- Stellar Black Metallic
- Engine
- Electric drive unit
New 2024 Cadillac LYRIQ 4dr Sport w/1SK
- Garlyn Shelton $72,701
- Total Savings Up To $7,500
- Exterior
- Radiant Red Tintcoat
- Engine
- Electric drive unit
New 2024 Cadillac LYRIQ 4dr Sport w/1SK
- Garlyn Shelton $69,315
- Total Savings Up To $7,500
- Exterior
- Opulent Blue Metallic
- Engine
- Electric drive unit
New 2024 Cadillac LYRIQ 4dr Luxury w/1SD
- Garlyn Shelton $63,615
- Total Savings Up To $7,500
- Exterior
- Stellar Black Metallic
- Engine
- Electric drive unit
New 2024 Cadillac LYRIQ 4dr Sport w/1SJ
- Garlyn Shelton $61,590
- Total Savings Up To $7,500
- Exterior
- Argent Silver Metallic
- Engine
- Electric drive unit
New 2024 Cadillac CT5 4dr Sdn Sport
- Garlyn Shelton $46,440
- Total Savings Up To $1,500
- Exterior
- Black Raven
- Engine
- 2.0L Twin-scroll turbocharged 4-cylinder engine
New 2024 Cadillac CT4 4dr Sdn Premium Luxury
- Garlyn Shelton $43,240
- Total Savings Up To $1,500
- Exterior
- Summit White
- Engine
- 2.0L Turbo 4-cylinder engine
New 2024 Cadillac CT4 4dr Sdn Sport
- Garlyn Shelton $41,590
- Total Savings Up To $1,500
- Exterior
- Black Raven
- Engine
- 2.0L Turbo 4-cylinder engine
New 2024 Cadillac CT4 4dr Sdn Premium Luxury
- Garlyn Shelton $41,640
- Total Savings Up To $1,500
- Exterior
- Black Raven
- Engine
- 2.0L Turbo 4-cylinder engine
New 2024 Cadillac CT5 4dr Sdn Sport
- Garlyn Shelton $50,980
- Total Savings Up To $1,500
- Exterior
- Black Raven
- Engine
- 2.0L Twin-scroll turbocharged 4-cylinder engine
New 2024 Cadillac CT5 4dr Sdn Sport
- Garlyn Shelton $49,190
- Total Savings Up To $1,500
- Exterior
- Black Raven
- Engine
- 2.0L Twin-scroll turbocharged 4-cylinder engine
New 2024 Cadillac CT5-V 4dr Sdn
- Garlyn Shelton $65,345
- Total Savings Up To $1,500
- Exterior
- Black Raven
- Engine
- 3.0L Twin Turbo V6 engine
New 2024 Cadillac XT6 AWD 4dr Premium Luxury
- Garlyn Shelton $67,365
- Total Savings Up To $1,250
- Exterior
- Stellar Black Metallic
- Engine
- 3.6L V6 engine
New 2024 Cadillac XT6 FWD 4dr Premium Luxury
- Garlyn Shelton $61,415
- Total Savings Up To $1,250
- Exterior
- Crystal White Tricoat
- Engine
- 3.6L V6 engine
New 2024 Cadillac XT4 FWD 4dr Premium Luxury
- Garlyn Shelton $48,390
- Total Savings Up To $750
- Exterior
- Crystal White Tricoat
- Engine
- 2.0L Turbo 4-cylinder engine
New 2024 Cadillac XT4 FWD 4dr Premium Luxury
- Garlyn Shelton $44,965
- Total Savings Up To $750
- Exterior
- Stellar Black Metallic
- Engine
- 2.0L Turbo 4-cylinder engine
New 2024 Cadillac XT4 FWD 4dr Sport
- Garlyn Shelton $49,885
- Total Savings Up To $750
- Exterior
- Latte Metallic
- Engine
- 2.0L Turbo 4-cylinder engine
New 2024 Cadillac Escalade 4WD Sport
- Garlyn Shelton $111,711
- Exterior
- Crystal White Tricoat
- Engine
- 6.2L V8 engine
New 2024 Cadillac CT4-V 4dr Sdn Blackwing
- Garlyn Shelton $69,941
- Exterior
- Black Raven
- Engine
- 3.6L Twin Turbo V6 engine
Loaner 2024 Cadillac CT4 4dr Sdn Luxury
- Garlyn Shelton Contact Us
- Exterior
- Summit White
- Engine
- 2.0L Turbo 4-cylinder engine
Search All Inventory
Current Offers
2024 Cadillac CT4*
Select 2024 Cadillac CT4
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*2024 CADILLAC CT4 excluding V.
Not available with special finance or lease offers.
Take new retail delivery by 04-30-2024.
2024 Cadillac CT4*
Select 2024 Cadillac CT4
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*2024 CADILLAC CT4 excluding V.
2.9% APR for 36 months for well-qualified buyers when financed w/Cadillac Financial. Monthly payment is
$29.04 for every $1000 you finance. Average down payment is 18%.
Some customers will not qualify.
Take new retail delivery by 04-30-2024.
National Cadillac Lease*
Select 2024 Cadillac CT4
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $399/month for 36 months. Your payments may vary.
For eligible new and unused models leased through Cadillac Financial.
Payments are for a
2024 CADILLAC CT4 excluding V RWD Premium Luxury with an MSRP of $40,690.
Based on due at signing amount of $3,739 (after all offers).
36 monthly payments total $14,364.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 04-30-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $595 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
2024 Cadillac CT5*
Select 2024 Cadillac CT5
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*2024 CADILLAC CT5 excluding V.
2.9% APR for 36 months for well-qualified buyers when financed w/Cadillac Financial. Monthly payment is
$29.04 for every $1000 you finance. Average down payment is 18%.
Some customers will not qualify.
Take new retail delivery by 04-30-2024.
2024 Cadillac CT5*
Select 2024 Cadillac CT5
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*2024 CADILLAC CT5 excluding V.
Not available with special finance or lease offers.
Take new retail delivery by 04-30-2024.
National Cadillac Lease*
Select 2024 Cadillac CT5
- Stock Number: 12903
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $449/month for 39 months. Your payments may vary.
For eligible new and unused models leased through Cadillac Financial.
Payments are for a
2024 CADILLAC CT5 excluding V RWD Premium Luxury with an MSRP of $39,590.
Based on due at signing amount of $3,889 (after all offers).
39 monthly payments total $17,511.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 04-30-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $595 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
2024 Cadillac LYRIQ*
Select 2024 Cadillac LYRIQ
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*2024 CADILLAC LYRIQ excludes models eligible for the IRA Clean Vehicle Federal Tax Credit.
Not available with special finance or lease offers.
Take new retail delivery by 04-30-2024.
Not available with lease and certain other offers, or if vehicle is eligible for IRA Clean Vehicle Federal Tax Credit. Offer terms subject to change. Must take new retail delivery by 4/30/24. See dealer for details.
2024 Cadillac XT4*
Select 2024 Cadillac XT4
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*2024 CADILLAC XT4.
Not available with special finance or lease offers.
Take new retail delivery by 04-30-2024.
2024 Cadillac XT4*
Select 2024 Cadillac XT4
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*2024 CADILLAC XT4.
2.9% APR for 36 months for well-qualified buyers when financed w/Cadillac Financial. Monthly payment is
$29.04 for every $1000 you finance. Average down payment is 18%.
Some customers will not qualify.
Take new retail delivery by 04-30-2024.
2024 Cadillac XT5*
Select 2024 Cadillac XT5
- Stock Number: 12899
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*2024 CADILLAC XT5.
Not available with special finance or lease offers.
Take new retail delivery by 04-30-2024.
2024 Cadillac XT5*
Select 2024 Cadillac XT5
- Stock Number: 12899
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*2024 CADILLAC XT5.
2.9% APR for 36 months for well-qualified buyers when financed w/Cadillac Financial. Monthly payment is
$29.04 for every $1000 you finance. Average down payment is 18%.
Some customers will not qualify.
Take new retail delivery by 04-30-2024.
2024 Cadillac XT6*
Select 2024 Cadillac XT6
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*2024 CADILLAC XT6.
2.9% APR for 36 months for well-qualified buyers when financed w/Cadillac Financial. Monthly payment is
$29.04 for every $1000 you finance. Average down payment is 18%.
Some customers will not qualify.
Take new retail delivery by 04-30-2024.
2024 Cadillac XT6*
Select 2024 Cadillac XT6
- Take Retail Delivery By 04-30-2024
Offer Disclosure
*2024 CADILLAC XT6.
Not available with special finance or lease offers.
Take new retail delivery by 04-30-2024.
Garlyn Shelton Cadillac
5625 S. GENERAL BRUCE DR
TEMPLE
TX
76504-3447
US
Hours Of Operation
Sales
- Monday
- Tuesday
- Wednesday
- Thursday
- Friday
- Saturday
- Sunday
- Closed
Service
- Monday
- Tuesday
- Wednesday
- Thursday
- Friday
- Saturday
- Sunday
- Closed